Getting used to “adulting” can be quite an intimidating task. Even as millennials navigate their way into the hustle and bustle of the workforce, there are still some things that newbie adults might need help with. Although at times adulthood can be overwhelming, here are some important tips that can help you feel more confident about focusing on your growth.
Keep photocopies of your important documents.
It is always useful to have Xerox copies of your documents, so you’re not left scrambling and calling your mom or dad when the time comes that you need them. When you do have some time to spare, make photocopies of your legal documents, such as your birth certificate, driver’s license, SSS ID, and the like, and keep them somewhere you can access easily in case you do need to whip them out for document processing. It is also important to keep a copy of your work contract on hand in case you need to read through it again.
Manage your work-life balance.
The Telegraph cites that most millennials actually prioritize employment opportunities that give them ample time for themselves and their hobbies, choosing a flexible work-life balance over job security or long-term plans. Although you may take into account security at your current job or your personal growth as a member of the workforce, it's still important that you make room for your personal hobbies and downtime to de-stress and avoid burnout. Try developing a new exercise routine or a hobby that you enjoy to help you unwind and have some time for yourself.
Budget your everyday expenses.
Because you’re now financing your own lifestyle, make sure to know how to successfully manage your hard-earned money. Although millennials do have a tendency to live in the moment and live spontaneously, an article by the Business Inquirer cites studies that millennials actually prioritize financial stability and independence. Make sure that you’re not left behind by properly managing your day-to-day expenses while making room for savings. If you don’t know where to start, try jotting them down in your planner or check out budget apps that are available for your smartphone or your laptop.
Make room in your schedule and budget for travelling.
Although consumer prices seem to be rising by the day, the Philippine Star notes that the demand for travel remains strong among Filipinos, as vacation time and travelling slowly become ubiquitous in working culture. Of course, in line with making sure you have time for yourself despite hustling for paychecks, try to give yourself a well-deserved break by planning trips that you may want to have in the near future. Be on the lookout for special deals on airfare, package tours, and accommodation, so you can still maintain efficient budgeting despite treating yourself with a week or two off work to go to your dream destinations inside and outside the country.
Consider investing in insurance.
Because taking care of yourself while having financial security is now a priority, consider putting your money somewhere that can help you feel more secure and confident. Make sure that you have the right healthcare insurance, so at least you know that in case of any emergencies, you'll be able to take care of yourself on your own. If you are still on the lookout for an insurance plan that best suits you, Paramount Direct explains how to pick health insurance plans like their Hospital Income Benefit Plan for young professionals, which has options that start as low as 69 pesos per month. The page includes comprehensive answers to different questions that a millennial or young professional might have when looking for health insurance. The various plans offered, no matter how much you set aside per month, all include cash benefits allocated for each day you spend in a hospital. All the plans also cover clients from 20 to 64 years of age, and last until you’re 70 years old, so setting aside your money for an insurance plan with Paramount Direct makes you confident that you are taken care of until well into the far future.
If you’re looking for fun but cheap travel ideas, you can check out the Wanderealust’s Out of Town posts for possible travel destinations within the Philippines.
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